Dental Insurance Plans
Dental insurance Plans
we work with
At MiraMar Family Dental, we understand that certain dental treatment costs may be beyond the immediate financial capabilities of some patients without sufficient resources or dental insurance. That’s why we’ve partnered with Cherry so you can have the chance to treat today and pay later.
Cherry is a financing platform that allows you to break large payments into more manageable monthly installments, and it’s a smart way to avoid putting off your health. Rather, you postpone payment.
The importance of dental insurance
It is often misunderstood that dental coverage should only be activated in critical situations, as opposed to how medical insurance is commonly used, reserved for emergencies or serious injuries. However, it is advisable to use dental insurance frequently, ideally every six months.
This is because its main objective is to cover preventive care, which is essential to maintain long-term oral health and reduce costly treatments.
Full coverage dental insurance includes plans that help cover:
- Preventive care: includes regular cleanings, x-rays and fluoride treatments.
- Basic restorative care: fillings, extractions and non-routine radiographs.
- Major restorative care: involves bridges, crowns and dentures.
- Orthodontic treatment: space maintainers, orthodontic appliances and dental alignment.
PPO plans
PPO refers to Preferred Provider Organization. Compared to an HMO (Health Maintenance Organization) plan, this type of plan gives you more flexibility in choosing dentists. In other words, they are plans that offer more provider options and greater flexibility, but at higher costs. Unlike HMOs, you do not need a primary care physician and can see specialists directly.